Commercial Finance

Business moves.
Finance with purpose.

A commercial finance conversation starts with the purpose of the borrowing, your business position and a realistic repayment plan.

Original image of contemporary Australian business premisesCommercial Finance
GEMS FINANCE

Space for your business to grow.

Make an informed move

Build the plan.
Then the next chapter.

Your premises, your equipment, your next stage. Begin with the purpose of the borrowing and the cash flow behind it.

Talk it through with Ansar
01

Commercial property

Discuss whether you are buying premises for your business or a commercial investment. Property type, security and cash flow are central to lender assessment.

02

Business requirements

Tell us what the funds are for, when they are needed and how repayments will be supported. Financial statements and trading information may be required.

03

Equipment and assets

Consider the useful life of the asset, deposit, term and any final payment. Your accountant can advise on tax and accounting implications.

04

Confirm the pathway first

Available options depend on the finance type, lender panel and current accreditations. We will confirm whether we can assist directly or whether a referral is appropriate.

The GEMS approach

Complexity,
meet clarity.

One considered process.
A person beside you at every stage.

GEMS

Your goals.
Our starting point.

  1. 01THE CONVERSATION

    Understand

    Your goals, circumstances and priorities come first.

    We start with a conversation and a clear picture of your finances.

  2. 02THE PLAN

    Structure

    Consider the options and understand the trade-offs.

    We discuss suitable pathways, loan features, costs and requirements.

  3. 03THE APPLICATION

    Apply

    Move forward with organised documents and support.

    We help prepare the application and coordinate with the lender.

  4. 04THE NEXT CHAPTER

    Settle

    Stay informed through the steps that bring it together.

    We remain involved as the lender and other parties work towards settlement.

A little more clarity

Your questions,
considered.

Ansar Goraya, your GEMS Finance mortgage broker

Your broker. Your next conversation.

Let’s make
your next move.

Ansar Goraya

Mortgage Broker · GEMS Finance

Credit RepresentativeCR 573657
Professional membershipFBAA Member

Authorised under Outsource Financial Pty Ltd
Australian Credit Licence 384324

Home loans. Car loans. Personal finance.
Let’s understand the possibilities together.

Call AnsarEnquire Now