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Income alone cannot tell you how much you can borrow. We consider expenses, debts, deposit and lender policy as part of an individual assessment.
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INDICATIVE ESTIMATE$
$50,000$2,000,000
Rates are editable examples, not current lender offers.
YOUR ESTIMATED REPAYMENT
$3,675 / month
Principal$600,000
Interest over the term$722,933
Total repayments$1,322,933
Principal and interest, paid at the end of each period. Assumes an unchanged rate, equal payments and no fees, offset, extra payments or interest-only period. Uses the annual rate divided by 12, 26 or 52; a lender’s daily-interest calculation may differ.
Calculators are indicative only and do not constitute financial advice, a borrowing-capacity assessment or a lending approval.
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State rules and concessions can change. Use the government calculator links in Moneysmart’s buying guide for the state where you plan to purchase.
Find Official Stamp Duty Calculators