Start with the decision you are trying to make
Are you buying now, exploring a future purchase or reviewing an existing loan? Bring your timeline and the questions you want answered. You do not need to know which product you want.
Build a picture of your finances
Have a starting overview of your income, regular spending, savings and current debts. Your broker can explain which documents will be needed for your situation.
Separate needs from preferences
Think about repayment comfort, flexibility, certainty and the features you would actually use. Tell your broker what is essential and where you are open to alternatives.
Ask about the service
Ask which lenders may be considered, how the broker is paid, any fees that could apply and what the next steps involve. Request the Credit Guide and read the disclosures before proceeding.
